From checkout to collection.
Two flows, one platform — LayBy at checkout and scheduled invoice payments for Xero & Odoo. Fully automated and merchant-controlled.
A six-step flow that just works.
From cart to collection — every step is automatic, transparent, and merchant-controlled.
- 01
Customer Selects Flexilay
At checkout, customers choose to split their purchase.
- 02
Choose Deposit
A small upfront amount kicks off the plan.
- 03
Choose Frequency
Weekly, Fortnightly, or Monthly — entirely up to them.
- 04
Automatic Schedule
Stripe collects payments on autopilot.
- 05
Final Payment Received
The plan completes — funds settled to the merchant.
- 06
Merchant Releases Order
You ship or hand over. Simple and safe.
For Xero & Odoo invoices.
Turn outstanding invoices into scheduled payment plans — no chase, no confusion, clean accounting.
- 01
Connect Your Platform
Link Xero or Odoo to FlexiLay in seconds from the Dashboard.
- 02
Find the Invoice
Search recent invoices and pick the one you want to turn into a plan.
- 03
Build the Schedule
Set deposit, frequency, and instalments — fully merchant-controlled.
- 04
Send the Plan Link
Drop the unique customer portal link into the invoice or an email.
- 05
Customer Pays by Schedule
Stripe collects each instalment automatically on the due date.
- 06
Stay in Sync
Payment status and receipts flow back to Xero or Odoo — books stay clean.
End-to-end encryption
Card data never touches your servers.
PCI-DSS compliant
Powered by Stripe's compliance program.
Worldwide acceptance
Pay in 135+ currencies.
Powered by Stripe. Trusted worldwide.
Customers pay securely through Stripe. Merchants continue receiving secure payment processing. Flexilay manages the schedule and customer experience — with no hidden complexity.
Ready to offer flexible payments your customers will love?
Join the modern merchants moving beyond traditional LayBy and BNPL — across every leading ecommerce and accounting platform.